GemWallet: Mobile Multichain Wallet for 100+ Blockchains

What is gemwallet – it is a non-custodial mobile GemWallet crypto wallet for iOS and Android that provides full control over private keys and supports more than 100 blockchains and thousands of tokens. It is developed by Gem Wallet LLC from the UAE. The core philosophy of the project is transparency, achieved thanks to open-source code, as well as a focus on user privacy and security.

In this article we will cover:

• how safe gemwallet is and how the key storage model, open-source code, spam-token protection and the bug bounty program are designed;
• how gemwallet login and installation work, which settings are important to configure at the beginning and how to use it when creating, restoring and backing up;
• which gemwallet supported networks are available and how staking, swaps, fiat purchases and cryptocurrency transfers inside the app work.

From the very beginning it is important to clear up potential confusion. There is a gemwallet browser wallet on the gemwallet.app website, and this tool belongs to a separate open-source project that works only with the XRP Ledger network. Our gem wallet review refers to a different product, namely the multichain mobile GemWallet application, which is hosted on the gemwallet.com website and distributed through Google Play and the App Store.

The summary table helps you quickly understand how the gemwallet wallet performs in different key categories. This format is especially convenient for those who want to get a general impression before moving on to a detailed breakdown of features and capabilities. Below are the scores for the main parameters that reflect real usage experience and the specifics of how the app works.

This table provides a clear understanding of GemWallet’s strengths and shows what to pay attention to when choosing a wallet. It helps you quickly assess the balance between functionality, convenience and security, so you can then move on to a deeper exploration of the app’s capabilities.

The security section in GemWallet deserves special attention, because it is what determines how much a user can trust the tool. The question is gemwallet safe usually arises at the very beginning, and it is important to understand here that the wallet is built as a full-fledged self-custody solution. The application works in a non-custodial software format, so responsibility for private keys and the safety of assets always remains with the device owner.

The basis of this model is that the GemWallet crypto wallet does not transfer private keys to servers and does not store any personal data. On first launch, the app creates a seed phrase, prompts you to write it down in a safe place and checks that it is indeed saved correctly. This step does not allow you to complete wallet creation without confirmation and guarantees that only the user owns their recovery phrase. If the device is lost, it is enough to import the seed to a new phone to restore access and continue working without restrictions.

Additional confidence is created by the fully open-source code. The team has released mobile clients for Android and iOS, as well as a separate Rust core that is responsible for working with blockchains. This openness allows the community to independently review the logic, identify bugs and contribute improvements. The project supports a bug bounty program, so discovered vulnerabilities do not go unnoticed, and researchers receive rewards for their contribution to security.

At the local protection level, the gemwallet wallet offers a set of practical features that help you feel safer in everyday use:

• unlocking via PIN or biometrics, which speeds up login and protects against unauthorized actions;
• the ability to hide the balance on the main screen if you don’t want to show information to people around you;
• automatic filtering of spam tokens and suspicious assets that sometimes arrive at users’ addresses.

All these elements create a sense of transparency and control. The user sees exactly where the keys are stored, can independently study the source code and, if necessary, contact the support chat. This approach makes GemWallet’s security model one of the clearest and most predictable, which is especially important for those who choose a non-custodial storage format.

GemWallet was created for a wide audience, so the installation process and the first steps are designed so that a beginner can figure everything out without difficulty. At the same time, the basic protection elements remain in place, so gemwallet login and installation do not require compromises between convenience and security.

The easiest way to start is by choosing an official download source. The app is available on Google Play for Android and in the App Store for iOS, iPadOS and macOS. Additionally, there are versions in other stores such as Galaxy Store and Huawei AppGallery, with links provided on the download page on the developers’ website.

After installation you can proceed to creating a new wallet. The Gemwallet wallet guide includes several mandatory steps:

• open the app and select the option to create a new wallet;
• view the seed phrase and write it down on paper to keep access in any situation;
• confirm the phrase correctly, since without this the wallet creation will not be completed;
• set a PIN or password and, if desired, enable face or fingerprint recognition;
• go to the main screen where the balance and the list of supported networks are displayed.

If the user already has a wallet, the app makes it easy to transfer the data. In order to import a seed phrase into gemwallet or add private keys, it is enough to:

• select the import option on the start screen;
• enter the seed phrase from another non-custodial wallet or scan the private key for the desired address;
• set a new local PIN and wait for the data to be restored.

To restore access to gemwallet without issues, it is important to store the seed phrase not in phone notes or in the cloud, but in a safe offline place. If the phrase is saved correctly, importing to a new device takes just a couple of minutes. For detailed recommendations on seed protection you can check a separate article: https://tronpoolenergy.com/blog/seed-phrase-protection-2025/

There is an important clarification that helps avoid common confusion. The mobile GemWallet is a multichain application for more than 100 blockchains and works exclusively on iOS and Android. In parallel, there is a gem wallet browser extension, which belongs to another project and is intended only for working with XRP Ledger.

This extension is installed in browsers as a Web3 wallet and does not support networks like BTC, ETH, TRON or SOL. The question of how to install gemwallet in chrome is covered in more detail in the FAQ, but the main idea remains simple. The mobile gemwallet wallet is not intended for browsers, and the available extension belongs exclusively to the XRPL ecosystem and merely shares the same name.

GemWallet offers a wide range of features, so the app feels like a full-fledged multichain hub. Here you can store assets, perform swaps, work with staking, view NFTs and connect to Web3 services via WalletConnect. Below are the gem wallet features and capabilities that are most often used in everyday workflows.

Built-in swap (Swap)

The built-in swap makes the process of converting assets simple and predictable. It helps to:

• swap tokens within one network;
• perform cross-chain swaps thanks to integration with THORChain and other liquidity providers.

The minimum amount depends on the selected network and provider. For example, for BTC in some cases you can start swapping from about $2–3, which is convenient for small test operations. The interface works on clear logic. The user selects the source and target asset, sees the rate and the approximate fee, and confirms the transaction. This format makes gemwallet cryptocurrency transfers between networks much easier and allows you to avoid centralized exchanges in most cases.

Buying and selling with fiat

GemWallet allows you to buy cryptocurrency with fiat and partially sell it back via popular on-ramp and off-ramp services. MoonPay, Mercuryo, Banxa, Transak and other providers participate in the integration. The main features:

• the minimum order usually starts from $20;
• KYC is performed with the provider, not in GemWallet itself;
• the fee depends on the chosen provider and payment method.

The buy screen looks intuitive. You just need to select the currency, amount and a convenient provider. After that, the app will take the user to the service’s interface, and once processed, the funds will be sent directly to the address inside GemWallet.

Staking and yield (“Earn”)

The Earn section is one of the most useful parts of the app. It allows you to delegate tokens and receive rewards across a wide range of networks. The list includes Aptos (APT), BNB Chain (BNB), Ethereum via LST solutions, Solana (SOL), TON, Tron (TRX) and projects from the Cosmos ecosystem such as ATOM, OSMO, SEI, TIA and others. The staking mechanics work according to a single principle:

• select a coin in the “Earn” section;
• study the current APR and lock-up conditions;
• delegate the asset to a validator through the wallet interface;
• periodically claim or reinvest rewards.

Thanks to this, users do not waste time visiting separate staking portals and instead perform all operations directly inside the mobile app.

NFT gallery and Web3 connectivity

GemWallet includes its own NFT gallery. It displays collections on supported networks and helps track up-to-date data for each item. There is a nuance that is important to consider:

• there is no built-in DApp browser in the app;
• Web3 connectivity is done via WalletConnect, so interactions are initiated from the browser, and transaction confirmations are processed in the wallet.

This approach makes the interface lighter and more secure, although for users used to Trust Wallet or MetaMask with an internal browser, this format may feel less flexible.

Specific features

GemWallet has features that nicely complement the core functionality:

• trading perpetual contracts on supported integrations, which is suitable for advanced users;
• watch-only wallets that allow you to add addresses for monitoring without importing a private key;
• fast live chat support right inside the help section, which speeds up getting assistance.

These features show that the project is evolving not only as a basic multichain wallet, but also as a convenient tool for users who want to combine simplicity, security and advanced features in a single app.

GemWallet is designed as a full-fledged multichain hub, so gemwallet token storage covers more than 100 networks and thousands of assets. The documentation lists Ethereum, BNB Chain, Polygon, Avalanche, Solana, TRON, TON, projects from the Cosmos ecosystem and many L2 solutions. This set makes the app convenient both for beginners and for those who hold a portfolio across different blockchains.

In daily use everything looks extremely practical:

• the main screen shows the total balance and the list of main networks;
• the user can flexibly enable and disable networks, add tokens and manage multiple wallets;
• the app works correctly with USDT, USDC and other stablecoins on different standards, including TRC20, ERC20 and BEP20.

A special place is occupied by gemwallet cryptocurrency transfers, which are designed to be as intuitive as possible. The algorithm does not differ from common wallets and includes several steps:

• select a token from the list of assets;
• tap the send button;
• paste the recipient’s address or scan a QR code, select the appropriate network for the transfer;
• enter the amount and, if necessary, adjust the fee level;
• confirm the transaction via PIN or biometrics.

This simple mechanics explains how to use the wallet for transfers without extra steps. The logic is predictable, so there is no need to study additional instructions.

It is also worth separately talking about working with the TRON network. Some specifics apply to TRC20 tokens (in particular the most popular stablecoin, USDT) and TRX, because it is important to consider network resources here. In GemWallet this is done conveniently:

• the wallet supports TRX and any TRC20 tokens, including USDT;
• the interface displays TRON resources, Energy and Bandwidth, which is convenient for users used to saving on fees and not using TRX;
• there are cross-chain swaps from USDT TRC20 to BTC and other assets via THORChain.

Working with TRON really requires attention to network resources: Energy, Bandwidth and how exactly the wallet forms a transaction. In GemWallet everything is transparent – you see the consumption of blockchain resources and understand the transfer cost before confirming.

But if you want to save on transfers or completely avoid buying TRX, it makes sense to connect TRON energy via an external service like Tron Pool Energy. This allows you to cover fees with network resources rather than TRX coins and reduces costs by up to 65% when sending USDT TRC-20. In this case, a single transaction will cost only 3 TRX instead of the usual 6,77 TRX. This approach complements GemWallet well: the wallet remains a convenient tool, while fee optimization moves into an automatic mode.

Before moving on to conclusions, it is useful to compare the app’s strengths and weaknesses in one place. The table below helps quickly assess in which aspects GemWallet is particularly strong and where nuances may arise.

This summary shows the overall picture: GemWallet really has many strong points, and its limitations are most often related not to security, but to architectural decisions and the focus on the mobile version.

GemWallet is perceived as a modern multichain crypto wallet with a primary focus on open-source code, privacy and a convenient mobile format. In terms of its overall functionality and transparency, the project confidently stands out among other open-source solutions. The user gets access to more than 100 blockchains, built-in staking, cross-chain swaps and support for popular stablecoins, including USDT and USDC across different networks.

The wallet is well suited for several categories of users:

• gemwallet for beginners, because the interface is not overloaded with unnecessary details, and the process of creation, backup and first transfers is explained with clear prompts;
• those who manage a diversified portfolio across different networks and want to have a single app that handles both asset storage and staking;
• users for whom the self-custody approach, process transparency and confidence that control over keys remains only with them are important.

There are also situations where GemWallet may not be the most convenient choice:

• active DeFi traders who are used to working through a built-in DApp browser and frequently interact with dApps directly;
• those who need a full-fledged multichain client on a computer and do not want to be limited to a mobile version.

In the end, we can say that GemWallet is a flexible, well-thought-out and mature tool that is equally suitable for both beginners and experienced users. If open-source, multichain support and clear logic of operation matter to you, then the gemwallet wallet is definitely worth trying in practice, at least with a test set of assets.