MathWallet: Web3 Wallet with an AI Assistant and DApp Browser

MathWallet has been operating since 2019 and was created by the MATH GLOBAL FOUNDATION LTD team from Singapore. This service is not just a place to store assets, but a full-fledged Web3 tool that brings multiple ecosystems together in a single convenient interface.

Right at the beginning of the review, it is important to explain what math wallet is, because we are dealing with a non-custodial, multichain and cross-platform product that supports staking, DeFi, NFT, a built-in AI assistant and works with more than 220 networks.

In this article, we will look at:

• why the math wallet crypto wallet uses closed-source code and how this affects the question of whether math wallet is safe;
• which unique math wallet features and capabilities such as Demo Wallet and AI Agent attract advanced users;
• how the main processes inside the wallet are implemented and what should be taken into account when using it for everyday tasks.

Demand for multichain solutions for storing cryptocurrencies continues to grow, because users increasingly need a single tool to manage their portfolio, work with DApps, process transactions and interact with NFT. Against this backdrop, MathWallet is perceived as a powerful Web3 platform that combines a mobile app, browser extension and web interface into a single ecosystem.

To objectively evaluate MathWallet’s capabilities, it is easiest to look at its main parameters in a comparative format. This approach helps you quickly understand how the math wallet works as a wallet, what strengths it has and which aspects may raise questions. Below are the key metrics that most often interest users when they choose a multichain solution.

From the table, it is immediately clear that MathWallet focuses on flexibility and functionality. It supports hundreds of networks, is deeply integrated with Web3 and offers numerous tools, including staking and dapps.

At the same time, some parameters also reflect the downsides: closed-source code affects the perception of security, and certain interface elements can complicate the first-time experience. This balance shows that the wallet is suitable for those looking for maximum functionality rather than a minimalist solution “just to get into crypto”.

MathWallet is often evaluated first and foremost from a security perspective. Users want to know whether math wallet is safe, and this question cannot be considered in only one dimension. The overall impression is influenced by everything: where keys are stored, how local protection works, how transparent the code is, and whether hardware devices can be connected. The core of MathWallet’s operation is a non-custodial model, and this is what defines its baseline level of security.

Non-custodial model and local key protection

MathWallet generates private keys and a seed phrase directly on the user’s device. This data is not sent to servers or copied to cloud storage, so full control over access remains only with the wallet owner. A standard 12- or 24-word phrase is used for backup login, and everything depends on how securely it is stored: a lost phrase will no longer allow you to restore the portfolio, while its compromise will give an attacker full access to the assets.

Local protection is built on familiar mechanisms and helps to secure the app in case someone gets access to the device. Several layers of security can be used here:

• a PIN code or password to log into the app,
• Face ID or Touch ID when biometric sensors are available,
• automatic interface lock when idle.

These measures do not replace careful storage of the seed phrase, but they significantly reduce the risk of unauthorized wallet access.

Closed code, hardware wallets and permission management

The main debates arise from the fact that MathWallet remains a Closed-Source solution. The user cannot verify how exactly the code is implemented because:

• independent community audits are impossible,
• security assessment relies on the developer’s reputation and a few external checks,
• potential vulnerabilities are harder to discover publicly.

For those who prefer the highest level of protection, hardware device support is available. Through the math wallet browser extension, you can connect a Ledger and sign transactions on a separate physical wallet. The app itself also has a useful “Approvals” (Revoke) feature that lets you quickly revoke permissions previously granted to various DApps, which is especially important after active DeFi activity.

From a technical standpoint, the security model looks strong and well thought out. The only significant drawback is the closed-source code: it forces the user to rely on trust in the developer rather than on transparent implementation.

The first steps in the app determine how quickly and safely the user will get comfortable with the wallet. That is why it is convenient to treat this section as an extended math wallet guide for beginners. A proper start reduces the risk of mistakes and helps you immediately understand how the wallet works.

Where to download the app and how to start correctly

MathWallet is distributed through several official channels, and the choice depends on the device the user is using. Typically, one of three options is selected:

• the official project website,
• the App Store or Google Play, where the app already has more than 100K+ installs,
• extensions for Chrome, Edge, Brave and other Chromium-based browsers.

To avoid app spoofing by attackers, it is important to download the math wallet only via official links. After installation, a standard process for creating a new wallet begins. New users typically go through the same sequence of steps, which looks like this:

• first launch of the app,
• selecting the option to create a new wallet,
• setting a PIN code or local password,
• receiving the seed phrase and writing it down carefully,
• confirming several words to verify that it is saved correctly.

This flow is suitable for those who need secure and straightforward crypto storage in math wallet, but it is important to remember that the seed phrase remains the only key to all assets.

Importing an existing seed phrase and using the Demo Wallet

If the user already has a recovery phrase, the account can be migrated to MathWallet without any extra steps. The math wallet import seed phrase feature allows you to restore access using the words saved earlier. The process is familiar:

• selecting the Import Wallet option,
• specifying the seed phrase length — 12 or 24 words,
• entering all the words in the correct order,
• setting a new local PIN code.

This route is convenient for those who are switching from another non-custodial wallet and want to continue working with their existing assets.

The Demo Wallet deserves a separate mention — this mode is especially helpful for beginners. It shows a test balance, and users can try swaps, DApp interactions, interface checks and other features without risking real funds. This format makes it easier to understand how to use the math wallet, even if it is a user’s first encounter with Web3 or a multichain environment.

Now we can move on to what usually interests users most, because it is the math wallet features and capabilities that determine how well the wallet fits different workflows. This is not just about storing coins, but about the entire Web3 ecosystem that MathWallet builds around itself.

Cross-platform support and convenience across different devices

MathWallet is available in several formats at once, so the user can choose what is most convenient at any given moment:

• math wallet mobile app for iOS and Android
• browser extension for Chrome, Edge, Brave and other browsers
• Web interface for working from a desktop without installation

Networks and accounts are synchronized, so you can view assets on your phone and connect to DApps through the extension on your laptop. As a result, the wallet feels like a full-fledged multichain control panel rather than just a single-device app.

Swaps and bridges in MathWallet: how swaps and cross-chain routes are organized

MathWallet is not limited to its own tools and integrates third-party services. Inside the wallet, swaps are routed through different platforms:

• you can swap tokens via OKX DEX, SunSwap for TRON and other aggregators
• for cross-chain transfers, solutions like cBridge, SWFT Swap and similar services are used

The user gets the final route and price directly in the interface, avoiding the need to check everything manually across different websites. The only nuance is that fees and routes depend on external protocols, and sometimes it is helpful to compare the final transaction with direct use of a specific DEX.

MathWallet fiat gateways: buying crypto and cashing out via third-party services

MathWallet also helps with fiat on-ramps and off-ramps. For this, it uses third-party payment providers:

• MoonPay
• Transak
• Banxa
• other regional providers

Crypto purchases are made through familiar methods, including bank cards or local payment systems. However, it is worth noting that there is no separate “Sell” button inside the wallet. Selling is done through the same gateways or compatible DApps, which is quite logical for a multichain tool that focuses on Web3 rather than classic exchange operations.

Math AI Agent — a feature for those who like automated tips

The team has added its own AI assistant to the app. It helps users navigate within the wallet and answers practical questions:

• analyzes transaction history
• helps to understand portfolio structure
• explains network and protocol mechanics in simple language

However, there are some important limitations:

• the assistant only works when the total balance exceeds $1,000
• you can have no more than 3 conversations per day
• the TRON network is not supported yet, so the assistant is of limited use for TRC-20

The feature looks promising, but it is more of an additional tool than a core element of MathWallet.

MathPay and leveraged trading for advanced users

The project ecosystem includes features aimed at a more experienced audience:

• MathPay acts as a custodial payment service with mandatory KYC
• leveraged trading is done through the Aster DApp and can reach up to x200

These activities involve increased risk, so beginners are better off focusing on the wallet’s core functionality first and only then moving on to more complex strategies.

NFT and Web3 in MathWallet: gallery, browser and one-click DApp connections

MathWallet includes a full set of tools for working with Web3:

• the “Collectibles” tab lets you display NFT from multiple supported networks
• the built-in browser allows you to connect the wallet to DApps in one click
• a separate section with featured services is accompanied by warnings like “SCAM ALERT”, helping you avoid suspicious websites

Through these tools, users gain full access to math wallet staking and dapps, as well as farming, GameFi and dozens of other Web3 directions.

Advanced MathWallet settings: RPC switching, Revoke and working with Ledger

For each network, MathWallet offers flexible settings. If desired, the user can:

• specify an alternative RPC node
• prioritize particular nodes
• tune connection details to improve stability

These parameters are rarely needed by beginners, but they are important for those who work with heavily loaded networks or run their own infrastructure nodes.

In this section, the focus shifts to practical asset operations, because here it is most important to understand how math wallet crypto transfers work, how tokens are displayed and what nuances appear when working with the TRON network.

Asset storage and creating transfers

The wallet interface looks familiar even to those who have never used multichain solutions before. In the portfolio section, all assets are displayed and grouped by network. The user sees familiar elements:

• Send, Receive and Swap buttons
• the ability to hide or add tokens
• filters for convenient sorting by networks

For typical scenarios related to math wallet crypto storage, it is enough to select the desired network and token and set the transaction parameters. At the same time, you should pay close attention to addresses and fee costs, especially in networks with custom gas or resource mechanics.

MathWallet fully supports the TRON network and the TRC-20 standard, but this is exactly where users most often notice nuances that affect convenience. To send USDT TRC-20, the wallet needs either a sufficient supply of network resources — Energy and Bandwidth — or burning TRX with each transaction.

Despite support for all TRON mechanics, several common issues arise in daily use.
First, the interface does not show the current Energy and Bandwidth balance. The user cannot tell whether there are enough resources for a specific operation, and the result becomes clear only at the moment of sending. In other wallets, these metrics are displayed upfront, making it easier to estimate the fee in advance.

Second, when there is no energy, MathWallet sometimes shows an incorrectly inflated fee. On the screen, this may look like 26.9997 TRX, while the actual TRX burn for a USDT TRC-20 transfer without Energy is usually around 13,37 TRX. This is a visual interface error, not the real transaction cost.

In practice, it works like this:

• the user sees a scary fee number and concludes that the transfer is too expensive or that the app is malfunctioning,
• whereas the actual TRX burn is lower and the problem is specifically with how the fee is shown.

To avoid such situations, many users prefer to pre-purchase TRON energy via the Tron Pool Energy service. In this case, the transfer is paid with pre-bought energy rather than by burning TRX, which allows you to save up to 65% on fees. The service also offers instant and secure activation as well as 24/7 user support.

Based on the functionality and what math wallet user reviews often highlight, we can summarize the strong and weak points in a table:

Summing up the impression, users note that MathWallet offers tremendous opportunities thanks to support for a large number of networks, many tools and convenient cross-platform support. At the same time, some complaints are related to the fact that the interface requires some experience, and working with TRON does not always feel intuitive. This is exactly what user reviews most often reflect, especially from those who are just starting out with multichain wallets.

If you look at a comparison in the math wallet alternative to Trust Wallet format, the advantages are split differently. MathWallet wins thanks to the number of networks and the depth of integration with Web3 services, while Trust Wallet remains a more straightforward and predictable option for a broad audience, especially when it comes to interface simplicity and working with TRON.

This math wallet review shows that the wallet is more oriented toward users who are already familiar with Web3 and value a wide selection of networks and tools. For such users, MathWallet works as a powerful multichain hub where you can combine DeFi, staking, NFT, bridges and flexible settings in a single interface.

MathWallet is a good fit for those who actively operate in multiple ecosystems, use niche networks and genuinely appreciate the extensive set of options captured by the math wallet supported networks wording. This type of wallet is also convenient for users who want to keep storage, swaps, DApps and NFT all in one place.

However, there is a group of users for whom MathWallet is unlikely to be the right choice. Beginners will find it hard to figure out even with hints. For those who consider open-source code critical, security will become a decisive argument against it. And complete newcomers who are just discovering crypto will find it too complex, even with guides.

If you actively use USDT TRC-20, you should take a closer look at how the wallet interacts with this network and how it handles TRON energy.